Home Collected Credit and Loan Software

Software built for Home Credit Lenders, High Cost Short Term Lenders and Vehicle Finance Vendors


Cloud Based

Securely manage your loans from anywhere

Your data is securly stored in the cloud, meaning that you are able to access it from anything, anywhere, at any time (provided your internet address is on our whitelist). Nosco is accessible via web browser, meaning you are able to manage your loans from your laptop, tablet and smartphone.

Simple & Intuitive

Step by step, from loan in, to loan out

Our system is designed to make your life (and your collectors) a breeze. We have taken out all the nitty gritty aspects of entering and managing a loan and done it all for you.

Unparallel Support

Direct UK support with the developers

Tired of being transferred across departments only to end up back where you started? Yeah. So are we. When you contact us for support, you speak to us directly (not that you would ever need to contact us). If you have a problem, you will be speaking directly to one of our developers who know the system better than your collectors know your customers.

Advanced Software

Use of responsive modern technologies

Nosco is made using the latest and most up to date technologies, we pride ourselves on being in the know. Nosco is designed using Twitter Bootstrap, to give it an easy to use interface. The back-end is powered by the Yii Framework, a high-performance component-based PHP framework. Yii is an open source project with over 250 contributors.

Safe & Secure

Your data is our concern

Your data is remotely backed up daily to ensure that if in the event of say - a fire, there would always be something to fall back to. All data is encrypted over a secure socket layer (SSL) using the SHA256-G2 Algorithm.

Fast & Reliable

No delays or chin wagging

The software is powered by an Intel Xeon E3-1225v2 Quad Core running at 3.6Ghz with 8GB of RAM. Combined with the advance power of the Yii Framework, our system is incredibly fast!

Credit Referencing

Powered by Experian and Lend Protect

Get full credit reports and shared credit account information from both Experian (CAIS) and Lend Protect, to gain comprehensive data from both main-stream credit bureau records and under-banked specialists.

Aids Compliance

Facilitates Compliance (including GABRIEL)

Nosco helps to facilitate compliance with FCA regulatory requirements, by producing a full Audit Trail, and functions such as live customer notes and a document archive. Now with GABRIEL report generator. Nosco is compliant in accordance with the CCA.


After an initial set up fee of £499.00. All packages include ALL Nosco features as standard.

Small Lender

Less than 1000 active loans
or £100,000 loan book


per week

Medium Lender

Less than 3000 active loans
or £300,000 loan book


per week

Large Lender

Less than 5000 active loans
or £500,000 loan book


per week


More than 5000 active loans
or £500,000 loan book


per week


We also fully support Credit Referencing by Call Credit.

Additional branches under the same FCA number will be charged at 50% of the standard subscription rates.
NB subscription price subject to increase annually by no more than the RPI index.
All prices are subject to VAT at the prevailing rate.

Arrange a Demo Today!


Clive Dann
IT Director

Luke Scowen
Technical Director

Steven Stafford
Senior Software Developer

Harrison Lewis
Junior Software Developer

Reed Badman
Technical Support

Julie Rafferty
Support & Administration
(The Real Boss)

Lauren Gunning
Accounts & Administration

We are a small team based in the beautiful town of Pontypridd. We pride ourselves on our relationships with our customers, making you our top priority.


We needed a new system to manage CRM and bookings in our network of almost seventy branches. We also needed to have our existing data migrated. Nosco did it. Great people to work with.

   Jason Freeman
Powerflow Exhausts

Nosco quickly understood what we wanted, and delivered the solution at a very good price.

   Dave Horne
Director, Express Imaging

Super Uploader allows our clients to send us whole folders with their book-keeping paperwork in seconds. We are delighted with the system, and very happy with the price!

   Marcus Smart
Senior Partner

I am delighted with our new website, and it was a pleasure working with the Nosco team.

   Prof. Peter Elwood OBE
Medical Researcher

Nosco took the time to understand my business, and it made all the difference! We have seen a big improvement in sales with our new website.

   Peter Cranstone
Director, Longlife


Alternatively, contact us in other ways...